An unfinished basement containing a metal furnace with ductwork, exposed wooden joists on the ceiling, cardboard boxes, a coiled cable, and a single hanging incandescent bulb.

Furnace vs Boiler in Fayette County, Kentucky

When a furnace makes sense

If your ductwork is already in place and working well, a furnace is the simpler match for it. It heats the air directly and pushes it through the vents you already have, with no radiators or pipes to add. For a home that needs heat seven months out of the year, that straightforward setup is worth sticking with.

When a boiler makes sense

If your home already has radiators or in-floor piping instead of ductwork, a boiler uses what is there rather than asking you to add ducts. It also runs about 5% cheaper to heat with here at current Kentucky gas prices, which adds up over seven months of heating a year. On nights that drop to 27°F, the steady heat from radiators is worth considering if your home is already set up for it.

When a furnace makes sense

If your ductwork is already in place and working well, a furnace is the simpler match for it. It heats the air directly and pushes it through the vents you already have, with no radiators or pipes to add. For a home that needs heat seven months out of the year, that straightforward setup is worth sticking with.

When a boiler makes sense

If your home already has radiators or in-floor piping instead of ductwork, a boiler uses what is there rather than asking you to add ducts. It also runs about 5% cheaper to heat with here at current Kentucky gas prices, which adds up over seven months of heating a year. On nights that drop to 27°F, the steady heat from radiators is worth considering if your home is already set up for it.

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black piping mounted against a concrete block wall in an unfinished basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Fayette County.

Most homes in Fayette County were built in 1984, and that ductwork already in place makes a furnace the easier, cheaper install.

About 5% lessto heat with a boiler than with a furnace, at Kentucky prices
27°Faverage winter low
41%of homes here heat with gas

If your home already has radiators or in-floor piping instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Handles a 27°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your ductwork is already in place and working well, a furnace is the simpler match for it. It heats the air directly and pushes it through the vents you already have, with no radiators or pipes to add. For a home that needs heat seven months out of the year, that straightforward setup is worth sticking with.

When a boiler makes sense

If your home already has radiators or in-floor piping instead of ductwork, a boiler uses what is there rather than asking you to add ducts. It also runs about 5% cheaper to heat with here at current Kentucky gas prices, which adds up over seven months of heating a year. On nights that drop to 27°F, the steady heat from radiators is worth considering if your home is already set up for it.

A Fayette County contractor will price both against your own house, your ductwork and your panel.

Tell us about the job

It takes about a minute.

Step 1 of 3: Equipment