A bare branch covered in dripping icicles photographed during a winter ice storm, with snow-covered shrubs and a house visible in the background.

HVAC Installation in Owensboro, KY

A new system here will heat from October through April and cool from May through September every year. Tell us about the house, and a licensed contractor who covers Daviess County will get in touch.

Tell us about the job

It takes about a minute.

Step 1 of 3: Equipment
An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

A system that has to work both ends of the year

Owensboro asks for heat from October through April and cooling from May through September. That is the whole year, seven months on one side and five on the other. Whatever you put in has to handle winter nights that average 28°F and summer afternoons that average 87°F, with almost no break between one season and the next.

Most homes here heat with gas, so the furnace side of the system matters as much as the air conditioner. Any new equipment installed today has to meet the federal minimum efficiency rating in place at the time of installation. Storms are part of the picture too. Daviess County has seen 95 damaging wind events and 14 winter storms over the past ten years, and across Kentucky about a quarter of households lost power for at least a day in 2024. A new system should be sized and installed to run reliably through all of that, not just on a mild afternoon.

7 months
October through April, your system heats
5 months
May through September, it cools
28°F
the average winter night it heats against
87°F
the average summer afternoon it cools against
Isometric line illustration of a single-story house cutaway showing interior rooms with furniture, ductwork or piping running along the ceiling, and a boxy furnace unit with a tall vertical flue pipe.
Your system heats October through April and cools May through September.

NOAA nClimDiv, 1991–2020 normals

Kentucky requires HVAC contractors to hold a state license.

Kentucky licenses HVAC contractors through the Department of Housing, Buildings and Construction. The license covers the contractor as a whole, not this one job. It means the state has tested this contractor and keeps a record of them, and that record does not reset from job to job.

For this installation, the license is what stands behind the person doing the work. In most cities and counties, a furnace, air conditioner or heat pump installation also needs a permit from the local building office and an inspection once the work is done. That inspection is separate from the state license and is where the gas connections and the rest of the installation get checked.

Sources: Kentucky Legislative Research Commission · Kentucky Department of Housing, Buildings and Construction

When should I replace my HVAC system?
Replace it when repairs keep piling up or your energy bills climb even though nothing else changed. An aging furnace or air conditioner works harder to keep up, and a cracked heat exchanger or failing compressor usually costs more to fix than to replace. Homes here need heat October through April and cooling May through September, so the system runs nearly all year with little rest between seasons. If a contractor has already told you a major part is failing, that's your answer.
Should I replace my furnace and air conditioner at the same time?
If both are old, yes. A furnace and air conditioner installed years apart often end up mismatched, since the blower and coil are sized to work together, and pairing new equipment with a worn unit means it never runs the way it should. Homes here need heat or cooling in every month of the year, so there's no long stretch where a mismatched system just sits idle. If only one has actually failed, a contractor can tell you whether the other is worth pairing with it or replacing now too.
What happens during an HVAC installation?
A contractor removes the old furnace and air conditioner, or heat pump, sets the new equipment in place, and connects it to your ductwork, gas line or electrical circuit, and condensate drain. They'll also check the ductwork itself, since a new system moving air through undersized or leaky ducts won't heat or cool the way it's supposed to. In most cities and counties, this job needs a permit from the local building office and an inspection once the work is done. Kentucky also requires the contractor doing the work to hold a state HVAC license, so it's worth confirming that before anything starts.