A large outdoor air-conditioning unit mounted beside a vinyl-sided house, surrounded by mulched garden beds and green shrubs.

Heat pump vs Furnace in Pulaski County, Kentucky

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It handles cooling too, so you get both from one system. Winter nights here average 28°F, so look at a cold-climate model built to keep its heating power at those temperatures rather than a standard one.

When a furnace makes sense

If gas line is already run to your home, a furnace is worth a look. Gas costs at least 5% less than running a heat pump here at Kentucky prices, and a furnace keeps its full heat output no matter how cold the night gets. It won't cool your home in summer, so you would need a separate air conditioner for that.

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It handles cooling too, so you get both from one system. Winter nights here average 28°F, so look at a cold-climate model built to keep its heating power at those temperatures rather than a standard one.

When a furnace makes sense

If gas line is already run to your home, a furnace is worth a look. Gas costs at least 5% less than running a heat pump here at Kentucky prices, and a furnace keeps its full heat output no matter how cold the night gets. It won't cool your home in summer, so you would need a separate air conditioner for that.

A grey residential air-conditioning condenser unit mounted on a concrete pad beside a house, photographed at sunset.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring a grey forced-air furnace with metal ductwork, concrete block walls, exposed wooden joists, and a single hanging bare bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Pulaski County.

Most homes out here already heat with electricity, so a heat pump fits what's in place instead of adding gas service for a furnace.

At least 5% lessto heat with natural gas than with a heat pump, at Kentucky prices
28°Faverage winter low
10%of homes here heat with gas

If your home already has a gas line and you would rather not touch it, a furnace will still heat you through those 28-degree nights without losing capacity.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 5% less to run
What it doesHeats and coolsHeats only
Homes in the inland South that heat with one31.8%53.4%
Handles a 28°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It handles cooling too, so you get both from one system. Winter nights here average 28°F, so look at a cold-climate model built to keep its heating power at those temperatures rather than a standard one.

When a furnace makes sense

If gas line is already run to your home, a furnace is worth a look. Gas costs at least 5% less than running a heat pump here at Kentucky prices, and a furnace keeps its full heat output no matter how cold the night gets. It won't cool your home in summer, so you would need a separate air conditioner for that.

A Pulaski County contractor will price both against your own house, your ductwork and your panel.

Tell us about the job

It takes about a minute.

Step 1 of 3: Equipment